On-demand food delivery services like Uber Eats has become popular in the past few years. They became especially useful in this time of COVID-19 crisis as people can get food delivered at their doorsteps and helps restaurants to stay in business. Besides, these food delivery companies help to keep a lot of people stay employed during these uncertain times. However, the number of accidents involving food delivery vehicles is increasing. The common doubt in such a situation is who is liable for the injuries and losses from the accident. This article will best attempt to answer the situation involving Uber Eats delivery vehicle.
Accident With Uber Eats Delivery Vehicle
If you are involved in an auto accident involving Uber Eats delivery vehicle, you must contact an Uber Eats accident lawyer to find the legal options. This is because auto accidents differ from each other in multiple ways.
The delivery drivers of most on-demand food delivery services are classified as independent contractors. This spares the company of responsibility for the driver because they are not considered as employees. So, if a victim is involved in a car crash with the driver of a food delivery vehicle, it is the driver’s insurance company that pays for the damages. The cause of concern is whether the driver has insurance.
Some on-demand food delivery companies have limited insurance for their drivers, but drivers must still carry their insurance. However, in serious accidents, this insurance coverage may not be enough to cover for the damages sustained by the victim. Also, some insurance companies refuse to pay for accident damages during work, and this can make the issue complicated.
Uber Eats Insurance Coverage
If the Uber Eats driver is in the process of food delivery or has accepted a food request form a user from the Uber Eats app, then the one-million-dollar insurance cover is applicable. It covers the damages to the driver, as well as the damages caused by the driver to the victim of the accident. If the driver of Uber Eats is uninsured or underinsured, his/her injuries and damages will be covered by the one million dollars of uninsured/underinsured motorists coverage. If the uber eats app is open on the smartphone of the driver and the person is available for service, but without any food request, then the 50,000$ per person, 100,000$ per accident, and 25,000$ property damage coverage would be in effect.
If you find yourself in an accident with an Uber Eats driver, your Uber Eats accident attorney will send a formal request to the company to disclose whether the driver was working for the company at the time when the accident happened. So, if you are involved in any kind of accident with an Uber Eats driver, call an Uber Eats accident lawyer to do the proper legal proceedings.